🚨 NEW LAWS NOW IN EFFECT New NC Traffic Laws Effective Dec. 1: Window Tints, Left Lanes & Your Insurance North Carolina's new traffic laws just changed how drivers interact with police—and could affect your insurance rates. Here's everything NC drivers need to know. Key Changes for NC Drivers 3 New Traffic Laws Now in effect as of December 1, 2025 $10 Fee Eliminated 32% VLT Still Required $238 Potential Fine As of December 1, 2025, North Carolina drivers are now subject to several new traffic laws that change everything from vehicle inspections to how you interact with police during traffic stops. As your local independent insurance agent in Elkin with over 20 years of experience serving Surry County families, I want to make sure you understand these changes—and how t...

Is Your Auto Insurance Check Enough for Repairs? Unpacking the NC Claims Process Bill Layne Insurance (336) 835-1993 Is Your Auto Insurance Check Enough for Repairs? Unpacking the NC Claims Process 🚗💨 Worried your auto insurance check won’t cover your car repairs in North Carolina? The claims process can seem confusing, but understanding it is key. Bill Layne Insurance Agency is here to break it down for you. Key Takeaways 💡 ...

What’s an FS-1 Form? Your Key to Legal Driving in North Carolina Uncovered! | Bill Layne Insurance Bill Layne Insurance Call Now NC DMV Explained What’s an FS-1 Form? 🤔 Your Secret Pass to Legal Driving in NC! This simple digital message is the one thing the DMV needs to keep you on the road. Mess it up, and you could get fined or lose your license plate. Yikes! By Bill Layne Insurance Team | Elkin, NC | Published September 4, 2025 If you have a car in North Carolina, you've probably heard someone say "FS-1." It sounds like a...

Total Loss Valuation NC: 2025 Rules & Your Rights Explained Bill Layne Insurance 📞 Call Now: 336-835-1993 📞 Breaking News: 2025 Insurance Changes NC's Total Loss Valuation Rules: What You Need to Know for 2025 Don't let insurance companies shortchange you. Learn insider tactics that could help maximize your settlement. 30+ Years Serving NC 75% NC Total Loss Threshold 20...