Is Your Car Stolen? How NC Insurance Works 🛡️
Does My NC Car Insurance Policy Cover Theft? Everything You Need to Know TL;DR: THE ANSWER Yes, your NC car insurance covers theft ONLY if you have Comprehensive Coverage . Standard NC Liability insurance (the 50/100/50 minimum) does not pay for a stolen vehicle. If you have Comprehensive, your insurer pays the "Actual Cash Value" (ACV) of the car minus your deductible. This includes total theft and stolen parts like catalytic converters. Watch the Video Version Share Post Email Copy In This Guide NC's 2026 Theft Crisis Coverage: The Fine Print Targets: Kias, Hyundais & EVs The 4-Step Claim Timeline ...