CLAIM DENIED: THE INVISIBLE PASSENGER TRAP! 🏗️💥 CLAIM DENIED: The Invisible Passenger Trap! 🏗️💥 The one policy mistake destroying bank accounts in Elkin. Imagine this: You’re cruising down North Bridge Street in Elkin. The sun is shining, the radio is playing, and you’ve got a bed full of lumber for a side job. Life is good. Until—SCREECH. CRUNCH. Dust settles. You’re okay. The other driver is okay. But your truck is mangled, and the Mercedes you rear-ended looks like a crushed soda can. You call your insurance company. You confidently say, "I have full coverage!" Three days later, you get the call. It’s not a check...