The DMV’s Most Hated Mistake: The DL-123 Form Trap! Bill Layne Agency Elkin, NC | Your Auto & Home Authority The DMV’s Most Hated Mistake: The DL-123 Form Trap! Picture this: You have waited in line at the NCDMV on North Bridge Street for two hours. You’ve checked your email, you’ve scrolled through Facebook, and you’ve finally been called to the counter. You confidently hand over your identification and your standard insurance card. The examiner looks at it, sighs, and slides it back to you. "I can't accept this. I need a DL-123." Panic sets in. You have insurance! You pay your premiums! Why isn't your card enough? Welcome to the DL-123 Form Trap ,...