Shocking NC Twist: Court Clears Your Ticket, But Insurance Adds Points Anyway – Here's Why Shocking NC Twist: Court Clears Your Ticket, But Insurance Adds Points Anyway – Here's Why By Bill Layne Insurance Team | Elkin, NC | September 17, 2025 Call Us: 336-835-1993 You won in court, got your NC traffic ticket dismissed, and thought you were in the clear—only to see your insurance rates skyrocket! 😲 Discover why insurers still slap points on your record under North Carolina’s Safe Driver Incentive Plan (SDIP), even after you’ve paid for damages. At Bill Layne Insurance in Elkin, NC, we’ll explain it simply and show how...

Why Non-At-Fault Accidents Can Still Spike Your Insurance Rates: Insights for North Carolina Drivers Why Non-At-Fault Accidents Can Still Spike Your Insurance Rates: Insights for North Carolina Drivers By Bill Layne Insurance Team | Elkin, NC | September 16, 2025 Call Us: 336-835-1993 Imagine you're driving in North Carolina and someone hits your car. It's not your fault! But then your car insurance bill goes up. 😕 Why does this happen? Many drivers feel confused about this. We'll explain it simply, like telling a story. Bill Layne Insurance can help you understand and maybe save money. Quick Facts 🚗 Insurance thinks accidents mean more risk, even if...

NC Auto Insurance Requirements Just Changed—Are You Still Legal to Drive? | Bill Layne Insurance BREAKING NC INSURANCE NEWS NC Auto Insurance Requirements Just Changed—Are You Still Legal to Drive? North Carolina's new 2025 insurance minimums could leave you exposed to massive financial risk—here's what every NC driver needs to know right now Get Your Action Plan → The New NC Insurance Law That's Catching Drivers Off Guard If you're driving in North Carolina today with the same auto insurance coverage you had last year, you might be breaking the law—and you don't even k...