Why Non-At-Fault Accidents Can Still Spike Your Insurance Rates: Insights for North Carolina Drivers Why Non-At-Fault Accidents Can Still Spike Your Insurance Rates: Insights for North Carolina Drivers By Bill Layne Insurance Team | Elkin, NC | September 16, 2025 Call Us: 336-835-1993 Imagine you're driving in North Carolina and someone hits your car. It's not your fault! But then your car insurance bill goes up. 😕 Why does this happen? Many drivers feel confused about this. We'll explain it simply, like telling a story. Bill Layne Insurance can help you understand and maybe save money. Quick Facts 🚗 Insurance thinks accidents mean more risk, even if...