The Secret Scoreboard: DMV vs Insurance Points The Secret Scoreboard: Why Your DMV Points and Insurance Points Are NOT The Same Team Bill Layne Agency • Elkin, NC • Viral Insights Series Imagine playing a basketball game where the referee on the court calls a foul, but a "Secret Referee" hiding in the rafters decides to fine you $500 for it three months later. Welcome to the North Carolina driving system. If you live in Elkin, drive down I-77, or navigate the backroads of Surry County, you know that seeing blue lights in your rearview mirror causes an instant spike in blood pressure. Your immediate worry is the ticket itself. How much ...