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Showing posts from May, 2025

NC DMV Points vs. Insurance Points: The 2026 Ultimate Comparison 🚦

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NC DMV Points vs. Insurance Points: 2026 Comparison Table The Quick Answer: They Are Not The Same NC DMV Points count toward suspending your driver's license (12 points in 3 years = suspension). Insurance Points (SDIP) determine how much extra you pay for coverage. A single ticket often creates points on both systems, but Insurance Points hit your wallet immediately—potentially raising rates by 340% under current 2026 NC laws. Share this guide: Share Post Email Copy Link Jump to section: The Two Systems The Real Cost 2026 Data Table How To Fix It ...
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Switch Simple: 5 Reasons for NC Grange Mutual Home Insurance

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Switch Simple: 5 Reasons for NC Grange Mutual Home Insurance Skip to main content Switching Made Simple: 5 Reasons NC Homeowners Love NC Grange Mutual By Bill Layne Insurance Agency | Published: May 30, 2025 | Last Updated: May 30, 2025 📖 7 min read Home › Blog › NC Grange Mutual Homeowners Insurance Benefits Many North Carolina homeowners find peace of mind with the right insurance. Choosing the right homeowners insurance is a big deal. Your home is where you make memories, whether it's near the beaches of Wilmington or in the quiet mountains of Asheville. It's your most important asset. Many homeowners in North Carolina are now looking at their insurance choices with new eyes. One name often comes up: **NC Grange Mutual homeowners insurance**. It might sound new to some, but this local company has been quietly making a big differen...
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Location: North Carolina, USA
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Older Car, Higher NC Insurance? Why Your Rates Soared

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Older Car, Higher NC Insurance? Why Your Rates Soared Skip to main content My Older Car Insurance Went UP in North Carolina: The Top 10 Head-Scratchers By Bill Layne Insurance Agency | Published: January 15, 2024 | Last Updated: May 30, 2025 📖 8 min read Home › Blog › Why Older Car Insurance Went Up in North Carolina Ever scratched your head, wondering why your trusted, older ride is costing more to insure? You’ve been driving your reliable, slightly seasoned vehicle around North Carolina for years. It's got character, you know its quirks, and it still gets you from the Blue Ridge Mountains to the Outer Banks with a smile. So, when your auto insurance renewal notice lands in your mailbox, plastered with a higher premium, you might just about spill your sweet tea. "My car is older," you exclaim, "why did my car insurance go up in Nort...
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Location: North Carolina, USA
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