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Showing posts from June, 2025

NC DMV Points vs. Insurance Points: The 2026 Ultimate Comparison 🚦

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NC DMV Points vs. Insurance Points: 2026 Comparison Table The Quick Answer: They Are Not The Same NC DMV Points count toward suspending your driver's license (12 points in 3 years = suspension). Insurance Points (SDIP) determine how much extra you pay for coverage. A single ticket often creates points on both systems, but Insurance Points hit your wallet immediately—potentially raising rates by 340% under current 2026 NC laws. Share this guide: Share Post Email Copy Link Jump to section: The Two Systems The Real Cost 2026 Data Table How To Fix It ...
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Is Your NC Roof 'Uninsurable'?

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Is Your NC Roof "Uninsurable"? | Bill Layne Insurance Agency Bill Layne Insurance (336) 835-1993 Is Your Roof Making Your Home "Uninsurable" in NC? A terrifying new trend has national insurers dropping NC homeowners over roof age. Here’s the local checklist you can’t afford to ignore. Heads Up, NC Homeowners: If your asphalt shingle roof is over 10-15 years old, big insurance companies may already have you flagged to be non-renewed. This isn't a maybe—it's happening right now across North Carolina. ...
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Location: North Carolina, USA
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Why Your NC Home Insurance Spiked & What To Do - A Local Guide

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Why Your NC Home Insurance Spiked & What To Do - A Local Guide Bill Layne Insurance Get Expert Help Now A North Carolina Homeowner's Guide The Real Reason Your NC Home Insurance Bill Just Spiked It's not just you. Rates are soaring across the state, but the national companies aren't telling you the whole story. Here's what they miss—and how we fight back for you. 42% NC Rate Hike Request ...
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Total Loss Valuation NC: 2025 Rules & Your Rights Explained

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Total Loss Valuation NC: 2025 Rules & Your Rights Explained Bill Layne Insurance 📞 Call Now: 336-835-1993 📞 Breaking News: 2025 Insurance Changes NC's Total Loss Valuation Rules: What You Need to Know for 2025 Don't let insurance companies shortchange you. Learn insider tactics that could help maximize your settlement. 30+ Years Serving NC 75% NC Total Loss Threshold 20...
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Location: North Carolina, USA
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