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Showing posts from July, 2025

NC DMV Points vs. Insurance Points: The 2026 Ultimate Comparison 🚦

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NC DMV Points vs. Insurance Points: 2026 Comparison Table The Quick Answer: They Are Not The Same NC DMV Points count toward suspending your driver's license (12 points in 3 years = suspension). Insurance Points (SDIP) determine how much extra you pay for coverage. A single ticket often creates points on both systems, but Insurance Points hit your wallet immediately—potentially raising rates by 340% under current 2026 NC laws. Share this guide: Share Post Email Copy Link Jump to section: The Two Systems The Real Cost 2026 Data Table How To Fix It ...
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Highway 21 Treasure Hunt: Surry County’s Longest Yard Sale

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Highway 21 Treasure Hunt: Surry County’s Longest Yard Sale Highway 21 Treasure Hunt: What You’ll Find at Surry County’s Longest Yard Sale Published on July 22, 2025 by the Bill Layne Insurance Agency Get your walking shoes ready and your cash in hand! The annual Surry County Highway 21 Yard Sale is just around the corner, and it's more than just a sale—it's a full-blown treasure hunt. Stretching for miles, this event is a goldmine for local shoppers, weekend travelers, and anyone who loves the thrill of finding NC roadside treasures. Your Game Plan for the Longest Yard Sale in NC To make the most of this 3-day yard sale in NC, you need a strategy. This isn't your average Saturda...
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Location: Surry County, NC, USA
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NC's 2025 Roof Rules: Your Guide to Homeowners Insurance

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NC's 2025 Roof Rules: Your Guide to Homeowners Insurance Bill Layne Insurance 📞 Talk to a Local Expert 📞 NC Homeowner Alert 2025 Your Roof Has a New Expiration Date Big insurers are changing the rules. Don't let NC's 2025 roof regulations leave you with a surprise bill, higher premium, or non-renewal notice. A local expert can protect you. What are North Carolina's new 2025 roof underwriting rules? North Carolina's new 2025 roof underwriting rules are stricter guidel...
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Location: North Carolina, USA
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Quick Guide: NC Home Insurance Coverage for July 4th Storm and Fire Damage

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Quick Guide: NC Home Insurance Coverage for July 4th Storm and Fire Damage Bill Layne Insurance 📞 Call for Help 📞 NC Home Insurance: Your Guide to July 4th Storm & Fire Damage When your celebration turns into a claim, don't call a 1-800 number. Get a local NC expert who knows your policy and is on your side. Does NC home insurance cover firework damage? Yes, in North Carolina, a standard home insurance policy (HO-3) typically covers damage from fires caused by fireworks, even if they are ille...
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Location: North Carolina, USA
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July 4th Weekend Home Insurance Coverage in NC: What Every Homeowner Needs to Know

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July 4th Weekend Home Insurance Coverage in NC: What Every Homeowner Needs to Know NC HOMEOWNER'S INSURANCE GUIDE July 4th Weekend Home Insurance Coverage in NC: What Every Homeowner Needs to Know Before the fireworks fly, ensure your home and wallet are protected from hidden holiday risks. Here’s the crucial advice national insurers won’t tell you. Get Your Action Plan → Beyond the Burgers and Sparklers: The NC Homeowner's Guide to July 4th Risks The Fourth of July in North Carolina. It’s a...
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Location: North Carolina, USA
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