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Showing posts from December, 2025

NC DMV Points vs. Insurance Points: The 2026 Ultimate Comparison 🚦

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NC DMV Points vs. Insurance Points: 2026 Comparison Table The Quick Answer: They Are Not The Same NC DMV Points count toward suspending your driver's license (12 points in 3 years = suspension). Insurance Points (SDIP) determine how much extra you pay for coverage. A single ticket often creates points on both systems, but Insurance Points hit your wallet immediately—potentially raising rates by 340% under current 2026 NC laws. Share this guide: Share Post Email Copy Link Jump to section: The Two Systems The Real Cost 2026 Data Table How To Fix It ...
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Ring in 2026 Right: NC New Year Insurance Checklist

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Ring in 2026 Right: NC New Year Insurance Checklist | Bill Layne Bill Layne Insurance (336) 835-1993 20+ Years Experience 1000+ NC Families Served Local to Elkin 🎆...
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Location: Elkin, NC, USA
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New NC Traffic Laws Effective Dec. 1: Window Tints, Left Lanes & Your Insurance

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🚨 NEW LAWS NOW IN EFFECT New NC Traffic Laws Effective Dec. 1: Window Tints, Left Lanes & Your Insurance North Carolina's new traffic laws just changed how drivers interact with police—and could affect your insurance rates. Here's everything NC drivers need to know. Key Changes for NC Drivers 3 New Traffic Laws Now in effect as of December 1, 2025 $10 Fee Eliminated 32% VLT Still Required $238 Potential Fine As of December 1, 2025, North Carolina drivers are now subject to several new traffic laws that change everything from vehicle inspections to how you interact with police during traffic stops. As your local independent insurance agent in Elkin with over 20 years of experience serving Surry County families, I want to make sure you understand these changes—and how t...
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Location: Elkin, NC, USA
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